Rates went up.Fees shouldcome down.

TX.co sells Dallas–Fort Worth homes with full-service representation for one flat fee, from $4,995. With 30-year mortgages at 7.40%, the commission you don't pay becomes room to negotiate.

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Compared with an example listing commission of
Brick and stucco homes with deep lawns on Swiss Avenue in Dallas
North Texas
You keep
$6,255
on a $450,000 sale vs an example 2.5% listing commission
Flat fee
Sale price$450,000
Example listing commission at 2.5%$11,250
TX.co seller feeUnder $500,000 tier$4,995
You keep$6,255

Swiss Avenue, Dallas. Photo: Renelibrary, CC BY-SA 4.0.

Financing the same DFW home costs 87% more than it did in 2021.

Buyers are stretched to the limit, so sellers end up cutting prices or paying concessions to close. A percentage commission comes off the top of whatever is left. A flat fee leaves the difference with you.

Typical DFW home value
$322K$360K
30-year fixed rate
2.84%7.40%
Monthly principal and interest, 20% down
$1,065$1,996
$500$1,000$1,500$2,00020192020202120222023202420252026 $901/mo Aug 2020, 2.94% rate $1,996 today at 7.40%

2021 figures: August 2021. Home values are the Zillow Home Value Index for the Dallas–Fort Worth metro (Aug 2026 is the latest month). Rates are Freddie Mac's weekly 30-year fixed average, shown as monthly averages; "today" pairs the Aug 2026 home value with the 10-08-2026 rate.

Four seller fee tiers. Agreed before you list.

The stepped line is our seller fee at every price; the straight line is an example listing commission. Pick an example, or drag the price in the calculator above. Below about $199,800, the example commission costs less than our fee, and the chart shows it.

Example prices
$0$10K$20K$30K$40K$50K$60K$70K$80K$0$500K$1M$1.5M$2M$2.5M$3M $6,255 kept at $450,000
Home price$450,000
TX.co seller fee$4,995
2.5% example commission$11,250
Difference$6,255
Example listing commission at 2.5%TX.co seller feeDifference that stays with the sellerExample commission costs less

2.5% is an example for comparison, not a standard or required commission. Commissions are negotiable. Listing-side fees only; this is not an estimate of total closing costs.

Seller fees, by home price.

One flat listing fee, agreed in writing before you list and paid when your home closes. Buying instead? Buyer representation is one flat $4,995 at any price.

Under $500K
$4,995
Homes under $500,000
$500K–$1M
$7,995
$500,000 to under $1 million
$1M–$2M
$9,995
$1 million through $2 million
Over $2M
$14,995
Over $2 million

Seller listing-side fee. Exactly $500,000 falls in the $7,995 tier. Exactly $1 million and exactly $2 million fall in the $9,995 tier. Buyer-broker compensation, seller concessions and third-party costs such as title, survey and repairs are negotiated separately.

Flat fee. Full service.

The only thing we cut is the commission.

Spend what you keep where buyers feel it.

At 7.40%, buyers shop by monthly payment. The commission a seller saves with TX.co can pay to lower the buyer's interest rate for the first year or two, so the buyer's monthly payment drops from day one. That often does more to close a deal than taking the same amount off the price.

Run the buyer math for any price

Typical DFW homeZillow, Aug 2026$360,437
Seller keeps with TX.co vs 2.5%$4,016
Seller's cost to lower the buyer's rate for 1 yearBuyer pays 6.40% instead of 7.40%: about $193 less a month$2,314
Seller's cost to lower it for 2 yearsBuyer pays 5.40% in year one ($377 less a month), then 6.40% in year two$6,842
Seller's savings can lower the buyer's rate for1 year

The seller pays this at closing, and it covers exactly the buyer's lower payments. Lenders call it a rate buydown. Loan programs limit how much a seller can contribute.

Full service, from first walkthrough to closing table.

A flat fee isn't a smaller job. It's the same job, priced by the work instead of by your home's value.

  1. Price and prepare

    We walk the home, pull recent sales, and agree on a list price and a short list of fixes worth making before you list.

  2. List and launch

    MLS listing, syndication to the major home search sites, a yard sign, and showing scheduling.

  3. Offers and negotiation

    We compare every offer on price, financing, contingencies and concessions, then negotiate on your behalf.

  4. Contract to close

    We track deadlines, coordinate inspections, appraisal, title and repairs, and stay with you to the closing table.

What's included, and what's separate

293 places. 293 different numbers.

Every North Texas town, city and neighborhood we cover, colored by what a flat fee keeps on its typical home. Tap a dot to open its page.

I-35EI-35WI-30I-20US-75I-45DallasFort WorthPlanoFriscoArlingtonDentonMcKinneyWaxahachieWeatherfordGreenvilleCorsicanaGranburyCleburneRockwallDecaturStephenvilleKaufmanMineral Wells
Kept at 2.5%, typical home: Costs more Under $2.5K $2.5K–5K $5K–10K $10K+ Dot size: population

Highways are drawn as simple lines between towns, for orientation only.

Where sellers keep the most

What a flat fee saves vs a 2.5% commission, on the typical home

  1. WestlakeDenton County$64,776
  2. Highland ParkDallas County$60,994
  3. Westover HillsTarrant County$49,722
  4. University ParkDallas County$46,821
  5. Preston HollowDallas County$37,372

Where home values rose the most

Change in the typical home value over the past 12 months (Zillow, Aug 2026)

  1. University ParkDallas County+8.6%
  2. Preston HollowDallas County+8.4%
  3. EurekaNavarro County+6.9%
  4. Highland ParkDallas County+6.8%
  5. TCU / University AreaTarrant County+5.4%

Questions sellers ask first.

What does a full-service flat fee mean?

TX.co represents you as the seller for one fixed listing-side fee, with support across pricing, preparation, marketing, negotiation and closing. Your listing agreement sets out the fee, what is included, and what is not.

Is this the same as a flat-fee MLS listing?

No. An MLS-entry package usually puts your home on the MLS and leaves the rest to you. TX.co is full representation. Compare the actual services and responsibilities in each written agreement, not the package name.

What will I pay?

Under $500,000: $4,995. $500,000 to under $1 million: $7,995. $1 million through $2 million: $9,995. Over $2 million: $14,995. Exactly $500,000 falls in the $7,995 tier. Exactly $1 million and exactly $2 million fall in the $9,995 tier.

Can a flat fee cost more than a percentage?

Yes. At a 2.5% commission, a home selling under about $199,800 pays less with the percentage. A lower negotiated rate moves that line. Our calculators flag those cases instead of hiding them.

All questions

Selling a home?

Tell us about your home and a licensed agent will send a plan: a suggested list price from recent nearby sales, what to fix first, and a timeline.

Plan my sale

Buying a home?

One flat $4,995 fee at any price. Tell us where and when you want to buy, and a licensed agent will get you started.

Plan my purchase